1. Acceptance of Terms
By accessing and using Loan Calculator Tools (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to any part of these terms, please do not use the Site.
2. Service Description
The Site provides free online financial calculators for estimation and planning purposes. All tools are provided on an "as is" basis without warranties of any kind.
3. No Professional Advice
The calculators on this Site produce estimates based on standard mathematical formulas. The results are for informational purposes only and do not constitute financial, legal, tax, or professional advice. Always consult with a qualified professional (financial advisor, accountant, lender, or lawyer) before making financial decisions.
4. Accuracy of Information
While we strive to ensure accuracy, we make no guarantees that the calculators will produce results that exactly match those of any specific lender or financial institution. Interest calculation methods, rounding conventions, and fee structures may vary between institutions. Always verify with your lender or relevant authority for official figures.
5. Intellectual Property
All content on this Site — including text, graphics, calculator logic, and design — is the property of the Site operator and is protected by applicable copyright laws. You may use the calculators for personal use. Reproducing, distributing, or republishing Site content without permission is prohibited.
6. Limitation of Liability
To the fullest extent permitted by law, the Site and its operator shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of, or inability to use, the Site or its calculators. This includes, without limitation, any financial loss or decisions made based on calculator results.
7. Third-Party Links & Advertisements
The Site displays advertisements through third-party services, including Google AdSense. The Site may also contain links to external websites. We are not responsible for the content, accuracy, or practices of any third-party sites or advertisers. Interactions with advertisers are solely between you and the advertiser.
8. Use of the Site
You agree not to misuse the Site, including but not limited to: attempting to disrupt or overload the Site, using automated tools (bots, scrapers) to extract content in a manner that degrades performance for other users, or using the Site for any unlawful purpose.
9. Changes to These Terms
We reserve the right to modify these Terms of Use at any time. Updated versions will be posted on this page with the "Last updated" date. Your continued use of the Site after changes are posted constitutes acceptance of the revised terms.
10. Governing Law
These terms are governed by the laws applicable to the jurisdiction of the Site operator. Any disputes shall be resolved through good-faith negotiation before resorting to legal proceedings.
11. Contact Information
For questions about these Terms, please contact us through our Contact page or email 2995991652@qq.com.